:root {
    --primary: #274496;
    --primary-600: #3153b3;
    --primary-700: #1d3575;
    --secondary: #fbd037;

    --light: #f8f9fa;
    --light-2: #eef3f9;
    --white: #ffffff;
    --dark: #231f20;
    --text: #374151;
    --muted: #6b7280;
    --border: #e7ebf3;

    --radius-sm: 10px;
    --radius: 16px;
    --radius-lg: 22px;
    --radius-xl: 28px;

    --shadow-xs: 0 2px 8px rgba(15, 23, 42, .05);
    --shadow-sm: 0 8px 20px rgba(15, 23, 42, .06);
    --shadow: 0 14px 34px rgba(15, 23, 42, .08);
    --shadow-lg: 0 24px 60px rgba(15, 23, 42, .14);

    --transition: all .28s ease;
}

/* Base */
body {
    color: var(--text);
    background: linear-gradient(180deg, #fbfcfe 0%, #f6f9fd 100%);
}

/* Hero */
.termos-hero {
    position: relative;
    overflow: hidden;
    background:
        linear-gradient(120deg, rgba(10, 20, 44, .78), rgba(39, 68, 150, .52)),
        url('https://images.unsplash.com/photo-1581094794329-c8112a89af12?auto=format&fit=crop&w=1350&q=80') center/cover no-repeat;
    min-height: 38dvh;
    display: flex;
    align-items: center;
    color: #fff;
    margin-bottom: 0;
}

.termos-hero::before {
    content: "";
    position: absolute;
    top: -70px;
    right: -70px;
    width: 240px;
    height: 240px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(251, 208, 55, .22), transparent 72%);
    pointer-events: none;
}

.termos-hero::after {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    bottom: -1px;
    height: 90px;
    background: linear-gradient(to top, #f6f9fd 10%, transparent);
}

.termos-hero-content {
    position: relative;
    z-index: 1;
    max-width: 760px;
    padding: 58px 0 72px;
}

.termos-hero h1 {
    font-size: clamp(2.2rem, 4vw, 3.4rem);
    line-height: 1.05;
    margin: 0 0 14px;
    font-weight: 800;
    letter-spacing: -0.04em;
    text-shadow: 0 8px 24px rgba(0, 0, 0, .2);
}

.termos-hero p {
    font-size: clamp(1rem, 2vw, 1.15rem);
    line-height: 1.75;
    opacity: .96;
    margin: 0;
    max-width: 660px;
    color: rgba(255, 255, 255, .92);
}

/* Conteúdo */
.termos-conteudo {
    padding: 52px 0 90px;
}

.termos-grid {
    display: grid;
    grid-template-columns: 300px minmax(0, 1fr);
    gap: 34px;
    align-items: start;
}

/* Navegação */
.termos-navegacao {
    position: sticky;
    top: 100px;
    background: rgba(255, 255, 255, .96);
    border: 1px solid var(--border);
    border-radius: var(--radius-xl);
    padding: 24px 20px;
    box-shadow: var(--shadow-sm);
    backdrop-filter: blur(10px);
}

.termos-navegacao h3 {
    color: var(--primary);
    margin: 0 0 16px;
    font-weight: 800;
    font-size: 1.15rem;
    letter-spacing: -0.01em;
}

.termos-navegacao ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.termos-navegacao li {
    margin-bottom: 8px;
}

.termos-navegacao a {
    display: block;
    padding: 11px 14px;
    color: var(--text);
    text-decoration: none;
    border-radius: 12px;
    transition: var(--transition);
    font-size: .95rem;
    font-weight: 600;
    border: 1px solid transparent;
}

.termos-navegacao a:hover,
.termos-navegacao a.active {
    background: linear-gradient(135deg, var(--primary), var(--primary-700));
    color: #fff;
    box-shadow: 0 10px 22px rgba(39, 68, 150, .18);
    transform: translateX(3px);
}

.termos-navegacao a:not(.active):hover {
    background: #f3f7ff;
    color: var(--primary);
    border-color: rgba(39, 68, 150, .12);
    box-shadow: none;
}

/* Texto principal */
.termos-texto {
    background: rgba(255, 255, 255, .98);
    border: 1px solid var(--border);
    border-radius: var(--radius-xl);
    padding: 40px;
    box-shadow: var(--shadow);
}

.termo-item {
    margin-bottom: 52px;
    scroll-margin-top: 120px;
}

.termo-item:last-child {
    margin-bottom: 0;
}

.termo-item h2 {
    color: var(--primary);
    font-size: clamp(1.45rem, 2.4vw, 1.9rem);
    line-height: 1.2;
    margin: 0 0 18px;
    font-weight: 800;
    padding-bottom: 12px;
    border-bottom: 2px solid var(--light-2);
    letter-spacing: -0.02em;
}

.termo-item h3 {
    color: var(--primary-700);
    font-size: 1.1rem;
    margin: 24px 0 12px;
    font-weight: 700;
    letter-spacing: -0.01em;
}

.termo-item p {
    line-height: 1.85;
    margin-bottom: 16px;
    color: var(--text);
    font-size: 1rem;
}

.termo-item ul {
    padding-left: 22px;
    margin-bottom: 16px;
}

.termo-item li {
    margin-bottom: 10px;
    line-height: 1.75;
    color: var(--text);
}

.termo-item strong {
    color: var(--dark);
}

/* Destaque de observações e contato */
.termos-contato {
    background: linear-gradient(180deg, #f8fbff, #f2f6fc);
    padding: 26px 24px;
    border-radius: var(--radius-lg);
    margin-top: 56px;
    border: 1px solid var(--border);
    box-shadow: var(--shadow-xs);
}

.termos-contato h3 {
    color: var(--primary);
    margin: 0 0 10px;
    font-weight: 800;
    font-size: 1.15rem;
}

.termos-contato p {
    margin: 0;
    line-height: 1.8;
    color: var(--text);
}

.termos-contato a {
    color: var(--primary);
    text-decoration: none;
    font-weight: 700;
    border-bottom: 1px solid rgba(39, 68, 150, .28);
    transition: var(--transition);
}

.termos-contato a:hover {
    color: var(--primary-700);
    border-bottom-color: var(--primary-700);
}

/* Leitura melhor */
.termo-item + .termo-item {
    position: relative;
    padding-top: 4px;
}

.termo-item + .termo-item::before {
    content: "";
    display: block;
    width: 72px;
    height: 1px;
    background: linear-gradient(90deg, rgba(39, 68, 150, .22), transparent);
    margin-bottom: 26px;
}

/* Responsivo */
@media (max-width: 1100px) {
    .termos-grid {
        grid-template-columns: 270px minmax(0, 1fr);
        gap: 24px;
    }
}

@media (max-width: 992px) {
    .termos-grid {
        grid-template-columns: 1fr;
    }

    .termos-navegacao {
        position: static;
        margin-bottom: 8px;
        padding: 20px;
    }

    .termos-navegacao ul {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 8px;
    }

    .termos-navegacao li {
        margin-bottom: 0;
    }

    .termos-texto {
        padding: 32px;
    }
}

@media (max-width: 768px) {
    .termos-hero {
        min-height: 32dvh;
    }

    .termos-hero-content {
        padding: 50px 0 62px;
    }

    .termos-conteudo {
        padding: 40px 0 72px;
    }

    .termos-texto {
        padding: 24px;
        border-radius: var(--radius-lg);
    }

    .termos-navegacao {
        border-radius: var(--radius-lg);
    }

    .termos-navegacao ul {
        grid-template-columns: 1fr;
    }

    .termo-item h2 {
        font-size: 1.35rem;
    }

    .termo-item h3 {
        font-size: 1.04rem;
    }

    .termos-contato {
        margin-top: 42px;
        padding: 22px 20px;
    }
}

@media (max-width: 480px) {
    .termos-texto {
        padding: 20px 18px;
    }

    .termos-navegacao {
        padding: 18px 16px;
    }

    .termo-item {
        margin-bottom: 42px;
    }

    .termo-item p,
    .termo-item li {
        font-size: .97rem;
    }
}